Flexible Loan Programs And Low Rates!
After you have looked at Today's rates and browsed through our site, the easiest, fastest and the best way to get what you are looking for is to go to the loan application. The loan application gives you the opportunity to let us know which loan program; what rate and point structure you are looking for as well as about your particular situation whether it is credit or income or something else. Whether you qualify for a loan - be it a purchase, refinance or equity. Even 100% purchase loans with nothing down or 100% refinance or equity loan. Or stated income loans with no income verification. And if you do qualify, how much loan do you qualify for? And if you are not clear as to which loan program is best for you, then your loan application helps us to determine exactly that and make few suggestions to you. Upon receiving your application, we will email or fax you the Good Faith Estimate and other disclosures. The disclosures will also be mailed to you. Print out the Borrower Signature Authorization from our site and fax it to 408-927-7236. If you will rather have us take your loan application over the phone, just call us at 800-935-6266 ext 100 and we will gladly do so. 

NO UPFRONT FEES!

Rates are as of ....(Call us) 800-935-6266 ext 100


CONFORMING
Fixed Rate Mortgages Up To $300,000*
JUMBOS
Fixed Rate Mortgages Over $300,000**
Type
Rate
Points
APR
Type
Rate
Points
APR
30 year CALL 30 year CALL
30 year CALL 30 year . .  .
30 year
CALL
 
 
30 year
CALL
 
 
0 Point 0 Cost email/call 0 Point 0 Cost email/call
15 year
   
15 year
 
15 year
.
15 year
     
15 year
CALL
15 year
CALL
 
0 Point 0 Cost email/call 0 Point 0 Cost email/call
5/1 5/1
5/1 5/1
5/1
CALL
 
 
5/1
 
 
 
1 yr. Treas. Adjustbale CALL  1 yr. Treas. Adjustable
*Rates are based on a loan amount of $150,000.  **Rates are based on a loan amount of $400,000 or more.

***Rates are subject to change without notice. 
                       Real Estate Broker, CA Department of Real Estate License #01220326 .

To find out today's rates on any other program, please give us a call at 800-935-6266 ext 100 or e-mail your request to us at amar@saratogabancorp.com

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Copyright © 1998 Saratoga Bancorp - All rights Reserved.
Ph: 800-935-6266 ext 100  Fax: (408) 927-7236   e-mail  amar@saratogabancorp.com